Sinking funds for annual bills
How monthly set-asides cover yearly insurance, registration, and memberships — with a path into Per Year’s calendar sample.
Read guide →Household bills · shared costs
Household bills calculator for the costs you share.
Rent, utilities, phone, insurance — add the bills your household already pays. See the yearly total and which months hit hardest. Optional one-time Annual Bills Plan.
Rent, utilities, phone, insurance — add the bills your household already pays. See the yearly total and which months hit hardest. Optional one-time Annual Bills Plan.
Continue your list
Built for a household list
This calculator is the same math as the rest of Per Year: monthly × 12, weekly × 52, yearly as typed. It opens with common household bills already on the list so you can edit prices instead of starting from a blank page. No bank link, no account.
Guides for yearly bills
Annual bills checklist
A printable list of yearly, 6-month, and quarterly household bills — with cited amounts only where a public source exists.
Read guide →How much to set aside for bills
The set-aside method for non-monthly bills: divide each bill by the months until it is due, with a labeled example household.
Read guide →Questions about this calculator
Is this household bills calculator free?
Yes. Add bills, change each price, and read the yearly total without paying. The one-time Annual Bills Plan is optional.
Can I use this for roommates or a couple?
Yes. Enter the shared bills you both pay. The free total is the household year; splitting who owes what is a separate optional tool when it is enabled.
Do I need to link my bank?
No. Per Year does not connect to your bank. You type each bill; it stays on this device until you choose to buy the plan.
What is the Annual Bills Plan?
One payment unlocks a forgotten-bills checklist, monthly set-aside calendar for your heaviest month, needs vs wants, ways to save, and a 5-year outlook. One-time, not a subscription, with a 30-day refund.
The arithmetic is written out on how a monthly bill becomes a year.