Annual cost of utilities
Electric, gas, water, and phone service as yearly totals, using BLS and EIA public averages you can replace with your bill.
UtilitiesElectricHome
Read guide →Guides
Yearly bill costs people actually search for
Mobile-first pages for high-intent questions — utilities, insurance, Prime, homeownership, sinking funds, set-aside math, annual bill checklists, budget template vs calculator, and household budgets. Figures from public sources are linked; everything else is a labeled editable example. Every guide opens the free calculator.
Car insurance cost per year
See the BLS 2024 average for vehicle insurance, then enter your own premium — Per Year never invents your rate.
Car insuranceTransportationAnnual cost
Read guide →Amazon Prime cost per year
Official Amazon Prime annual and monthly membership prices, converted to a clear yearly total you can edit.
Amazon PrimeSubscriptionsAnnual cost
Read guide →Cost of homeownership per year
BLS housing averages for owned dwellings and utilities — then add your mortgage, tax, insurance, and maintenance lines.
HomeownershipHousingBudget
Read guide →50/30/20 budget rule
How the popular 50/30/20 split relates to yearly bills — with CFPB budgeting links and a calculator for your real numbers.
Budgeting50/30/20Annual planning
Read guide →Sinking funds for annual bills
How monthly set-asides cover yearly insurance, registration, and memberships — with a path into Per Year’s calendar sample.
Sinking fundsSet-asideAnnual bills
Read guide →Annual household budget
BLS 2024 average household expenditures as context, then a free path to total your own recurring year.
Household budgetAnnual expensesBLS
Read guide →How much to set aside for bills
The set-aside method for non-monthly bills: divide each bill by the months until it is due, with a labeled example household.
Set-asideAnnual billsSinking funds
Read guide →Annual bills checklist
A printable list of yearly, 6-month, and quarterly household bills — with cited amounts only where a public source exists.
ChecklistAnnual billsPrintable
Read guide →Budget template vs calculator
Honest comparison: a free spreadsheet template vs a yearly bill calculator that can add a month-by-month set-aside plan.
Budget templateCalculatorCompare
Read guide →Holiday budget set-aside
How much to set aside each month for holidays and gifts — using your budget, months until Dec 15, and a free calculator starter.
HolidaysGiftsSet-asideSinking funds
Read guide →Gym membership cost per year
Turn a monthly gym fee into a yearly total with a labeled editable example, then add it beside the rest of your bills.
GymHealthSubscriptions
Read guide →What to look for in a budgeting app
A neutral checklist for choosing an ongoing budgeting app — bank link vs manual entry, pricing, household sharing, export, and trial terms. No affiliate links.
Budgeting appsChecklistPrivacy
Read guide →Average electric bill per year by state
EIA-861 2025 annual residential bills for all 50 states + D.C., with EIA-861M peak and low months. Pick a state to open the electricity bill calculator.
UtilitiesElectricBy state
Read guide →Yearly cost of subscriptions
See what Netflix, Spotify, gym memberships, and apps cost per year. Labeled examples with a path into the free calculator.
StreamingSubscriptionsMonthly to yearly
Read guide →Streaming services cost per year
Netflix, Hulu, Disney+, Max, and more: annual streaming costs and ways to compare tiers.
StreamingEntertainmentSubscriptions
Read guide →Calculate annual household expenses
Convert monthly, weekly, and yearly bills into an annual household total with worked examples.
Household budgetAnnual planningBills
Read guide →Phone and internet annual cost
Cell phone plans and home internet as yearly costs, with editable examples.
PhoneInternetConnectivity
Read guide →Car annual cost beyond the payment
Insurance, gas, parking, tolls, registration, and maintenance beyond the car payment.
TransportationCar ownershipHidden costs
Read guide →Cost of a baby in the first year
Diapers, formula, childcare, and related recurring costs as a yearly list.
ParentingBaby costsFamily budget
Read guide →How to cut recurring bills
Cancel forgotten subscriptions, downgrade plans, and prioritize cuts by yearly impact.
Save moneyCut billsBudget optimization
Read guide →How these guides stay honest
Cited averages vs editable examples
When a number comes from BLS, EIA, Amazon, or another public page, the guide links to that source. When a number is only for illustration, it is labeled as an editable example — never as a research finding.
Calculator path on every page
Each guide deep-links into the free calculator with a focused starter (for example Electric, Car insurance, or Prime). Large bills stay blank until you type them.
Sample plan without payment
Curious about the monthly set-aside calendar? Open the free sample Annual Bills Plan before spending anything.
Try the free calculator
Guides show context. The calculator shows your year. Add bills on your phone and see the total instantly.
Start the free calculatorMethodology and monthly → yearly math
Weekly × 52, monthly × 12, yearly as typed. No AI estimates and no averages from other users mixed into your total.